Create a SEPA Transfer

This endpoint allows you to initiate a SEPA transfer from a user's account to an external IBAN. The request must specify the user, amount, currency, receiver details, and destination IBAN. Depending on the receiver type, you must provide either the receiver's first and last name (for individuals) or the company name (for legal entities). After the request is accepted, the transfer is scheduled for processing asynchronously. Use the Get SEPA Transfer Details endpoint to track the final status and outcome, including any errors such as insufficient funds or invalid parameters.

Business logic errors (such as insufficient funds) are not checked at this stage. Processing occurs asynchronously. Use the Get SEPA Transfer Details endpoint to verify the final status and any errors.

curl --location --request POST 'https://partner-api-stage.p100.io/v1/sepa-transfer' \ --header 'x-api-key: <api-key>' \ --header 'Content-Type: application/json' \ --data-raw '{ "sourceExternalUserId": "75a1d530-3c12-44e8-a23a-0241b9e73c87", "currency": "eur", "amount": "4.51", "receiverFirstName": "John", "receiverLastName": "Brown", "receiverType": "NATURAL", "destinationIban": "PL06109027500000000148911547", "transferTitle": "Invoice #123" }'

Create a SEPA Transfer

Request

Responses