Partner API
  1. User Accounts
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Get Balances
      • Create Wallet
      • Get Transaction History
      • Retrieve Exchange Rate and Create a Lock
      • Create and Finalize an Exchange
      • Retrieve Detailed Exchange Information
      • Create Crypto Withdrawal
      • Get Crypto Withdrawal Details
      • Create a SEPA Transfer
      • Get SEPA Transfer Details
    • User Accounts
      • Create User Account
        POST
      • Add KYC File
        POST
      • Add POA File
        POST
      • Add User Verification
        POST
      • Extend user
        POST
      • Update Existing User
        PATCH
      • Delete User
        DELETE
      • Suspend User
        PATCH
      • Unsuspend User
        PATCH
      • Get User Balances
        GET
      • Get User Transaction History
        GET
    • KYC by P100
      • Creating KYC Verification
      • Redirect to Verification
      • Get KYC Status
    • Currency Exchange
      • Retrieve Exchange Rate
      • Retrieve Exchange Rate and Create a Lock
      • Create and Finalize an Exchange
      • Retrieve Detailed Exchange Information
    • Crypto Deposits
      • Update Travel Rule
    • Crypto Withdrawals
      • Get Network Fee
      • Create Crypto Withdrawal
      • Get Crypto Withdrawal Details
    • Internal Transfers
      • Create a Transfer
      • Get Transfer Details
    • Virtual Cards
      • Create Virtual Card
      • Get All User Cards
      • Get Card Details
      • Update Card PIN
      • Block Card
      • Unblock Card
      • Get Card Limits
      • Update Card Limits
      • Delete Card
    • Custom Fiat Operations
      • SEPA Deposit & Withdrawal
    • Orders
      • Get Rates
      • Retrieve Order Rate and Create a Lock
      • Create and Finalize an Order
      • Get Order Details
    • Payment link
      • Generate Payment Link
      • Get Payment Link Details
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
      • Transfers & Payments Webhooks
        • P2P Transfer Webhook
        • SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. User Accounts

Create User Account

Testing Env
https://partner-api-stage.p100.io
Testing Env
https://partner-api-stage.p100.io
POST
/v1/user/balances/crypto-and-fiat
This endpoint creates a new user.
Each user must be uniquely identified using the externalUserId field. Attempts to reuse an existing ID will result in an error.
Once created, submit user documents using either Add KYC File or the KYC by P100 flow, and then finalize the process with the Add User Verification endpoint.
If the user is from a country that requires proof of address (POA), the response will include the field:
"poaRequiredForExtended": true

Request

Authorization
API Key
Add parameter in header
x-api-key
Example:
x-api-key: ********************
or
Body Params application/json

Examples

Responses

🟢201Created
application/json
Body

🟠401Access Denied
🟠400P403: Validation error
🟠400P411: User exists
🟠400P431: Forbidden country
🟠400P500: Unknown exception
🟠400P501: Service temporarily unavailable
🟠400P464: User exists with this phone
🟠400P465: User exists with this email
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://partner-api-stage.p100.io/v1/user/balances/crypto-and-fiat' \
--header 'x-api-key: <api-key>' \
--header 'Content-Type: application/json' \
--data-raw '{
  "externalUserId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
  "email": "john.smith@example.com",
  "phone": "14155552671",
  "firstName": "John",
  "lastName": "Smith",
  "street": "Main Street",
  "number": "123",
  "city": "London",
  "postCode": "SW1A 1AA",
  "country": "GB",
  "citizenship": "GB",
  "nationality": "GB",
  "birthCountry": "GB",
  "birthDate": "1998-08-03"
}'
Response Response Example
201 - Success
{
    "userId": "f63064b1-c26b-4c9e-af22-0b483262751f",
    "poaRequiredForExtended": false
}
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User Accounts
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Add KYC File
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