Partner API
  1. Getting Started
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Get Balances
      • Create Wallet
      • Get Transaction History
      • Retrieve Exchange Rate and Create a Lock
      • Create and Finalize an Exchange
      • Retrieve Detailed Exchange Infromation
      • Create Crypto Withdrawal
      • Get Crypto Withdrawal Details
      • Create a SEPA Transfer
      • Get SEPA Transfer Details
    • User Accounts
      • Create User Account
      • Add KYC File
      • Add POA File
      • Add User Verification
      • Extend user
      • Update Existing User
      • Delete User
      • Suspend User
      • Unsuspend User
      • Get User Balances
      • Get User Transaction History
    • KYC by P100
      • Creating KYC Verification
      • Redirect to Verification
      • Get KYC Status
    • Currency Exchange
      • Retrieve Exchange Rate
      • Retrieve Exchange Rate and Create a Lock
      • Create and Finalize an Exchange
      • Retrieve Detailed Exchange Infromation
    • Crypto Deposits
      • Update Travel Rule
    • Crypto Withdrawals
      • Get Network Fee
      • Create Crypto Withdrawal
      • Get Crypto Withdrawal Details
    • Internal Transfers
      • Create a Transfer
      • Get Transfer Details
    • Virtual Cards
      • Create Virtual Card
      • Get All User Cards
      • Get Card Details
      • Update Card PIN
      • Block Card
      • Unblock Card
      • Get Card Limits
      • Update Card Limits
      • Delete Card
    • Custom Fiat Operations
      • SEPA Deposit & Withdrawal
    • Orders
      • Get Rates
      • Retrieve Order Rate and Create a Lock
      • Create and Finalize an Order
      • Get Order Details
    • Payment link
      • Generate Payment Link
      • Get Payment Link Details
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation
        • KYC File Added
        • POA Verification Status
        • KYC Verification Status
        • Create wallet
      • Transfers & Payments Webhooks
        • P2P Transfer Webhook
        • SEPA Transfer
        • SEPA Deposit
        • Crypto Withdrawal
        • Crypto Deposit
        • Exchange
        • Card Transaction
        • Order status
        • Payment Link
      • Card Webhooks
        • Card 3DS Code
        • Card Activation Code
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. Getting Started

Business Use Cases

This document demonstrates how the P100 Partner API helps solve real-world business challenges. Instead of just listing endpoints, we walk through practical scenarios to inspire and guide your integration.

šŸŒ Use Case 1: Global Freelancer Payout Platform#

The Business Challenge#

āš ļø Challenge: You run a platform connecting companies with freelancers worldwide. Paying them quickly and in their preferred currency is a logistical nightmare involving high fees, delays, and complex compliance requirements.

The P100 Solution Journey#

The following flow shows how P100 transforms the freelancer payout process:

Key API Endpoints Used#

EndpointPurpose
POST /v1/user/balances/crypto-and-fiatCreate and manage freelancer accounts
POST /v1/transferDistribute payments instantly from your partner balance to freelancers
POST /v1/crypto-withdrawalProcess crypto payouts to external wallets
POST /v1/sepa-transferEnable freelancers to withdraw funds to their bank accounts
POST /v1/card/virtualIssue virtual cards for freelancers to spend their earnings directly

The Business Impact#

āœ… Result: A fully automated, fast, and flexible global payout system that reduces operational overhead and keeps your freelancers happy with instant, multi-channel payment options.

šŸ›’ Use Case 2: E-commerce Guaranteed Fiat Settlement#

The Business Challenge#

āš ļø Challenge: You want to accept crypto payments for goods priced in EUR, but need to guarantee the exact fiat amount you receive, eliminating any volatility risk.

The P100 Automated Order Flow#

Key API Endpoints Used#

EndpointPurpose
POST /v1/order/lock-rateLock the exchange rate for a specific fiat amount (e.g., 100 EUR) and a chosen cryptocurrency
POST /v1/orderCreate a formal order using the lockId to guarantee the rate
GET /v1/order/details/{orderId}Track the order status and retrieve the unique payment wallet address to display to your customer
WebhooksReceive real-time notifications about the order status (WAITING_FOR_CONFIRMATION, COMPLETED, etc.)

The Business Impact#

āœ… Result: Accept crypto from a global audience while guaranteeing your fiat settlement amount. You price goods in fiat, and you get paid the exact fiat amount, completely eliminating volatility risk and operational complexity.

šŸ¦ Use Case 3: Agile Corporate Treasury Management#

The Business Challenge#

āš ļø Challenge: Your company holds both EUR and crypto assets. You need to react quickly to market volatility to protect capital, but manual treasury processes are too slow and error-prone.

The P100 Automated Solution#

The solution consists of three key components:

1. Monitor in Real-Time šŸ‘ļø#

Continuously track your portfolio's value with GET /v1/partner/balances.

2. Lock Favorable Rates šŸ”’#

Use GET /v1/partner/get-lock to secure all current exchange rates for 60 seconds.

3. Execute with Precision āš”#

Complete the trade at the guaranteed rate with POST /v1/partner/exchange.

Smart Treasury Logic Example#

Here's a pseudo-code implementation of an automated hedging strategy:

The Business Impact#

āœ… Result: Automate treasury operations with 24/7 monitoring. Reduce manual intervention and protect your capital with fast, programmatic responses to market conditions.

Summary#

The P100 Partner API enables businesses to:
Streamline global payments with automated freelancer payouts
Eliminate crypto volatility risk with guaranteed fiat settlements
Automate treasury management with real-time monitoring and execution
Each use case demonstrates how P100's comprehensive API suite can transform complex financial operations into simple, automated processes that scale with your business needs.
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