1. Reference
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Balances & Transaction History
        • Get Balances
        • Get Transaction History
        • Create Wallet
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • Get SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Orders
        • Get Rates
        • Retrieve Order Rate and Create a Lock
        • Create and Finalize an Order
        • Get Order Details
      • Payment link & Checkout Link
        • Generate Payment Link
        • Generate Hosted Checkout
        • Get Payment Link Details
    • User Operations
      • Onboarding & KYC Flow
        • Create User Account
        • Method A: Add KYC File
        • Method B: Creating KYC Verification
        • Method B: Redirect to Verification
        • Method B: Get KYC Status
        • Add User Verification
        • Add POA File
      • Account Management
        • Update Existing User
        • Delete User
        • Suspend User
        • Unsuspend User
      • Balances & Transaction History
        • Get User Balances
        • Get User Transaction History
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • GET SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Internal Transfers
        • Create a Transfer
        • Get Transfer Details
      • Virtual Cards
        • Create Virtual Card
        • Get All User Cards
        • Get Card Details
        • Update Card PIN
        • Block Card
        • Unblock Card
        • Get Card Limits
        • Update Card Limits
        • Delete Card
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
        • High Risk KYC Verification Webhook
      • Transfers & Payments Webhooks
        • Internal Transfer Webhook
        • IBAN Status Webhook
        • Partner SEPA Transfer Webhook
        • User SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. Reference

Changelog

📅 Recent Updates#

March 16, 2026#

User Management & KYC#

[UPDATED] Global Supported Countries: The EEA residency requirement has been removed. The P100 Partner API now supports user onboarding from over 180 countries globally.
[UPDATED] Accepted Documents: Verification logic has been simplified. National ID Cards or Passports are now accepted for every supported jurisdiction.
[UPDATED] Proof of Address (POA): The POA requirement has been updated. It is now mandatory for users residing in countries classified as high-risk.

February 25, 2026#

API Documentation#

[IMPROVED] Comprehensive documentation update across all modules (Partner & User) to reflect the current state of the API, including refined schemas and detailed typical workflows.

Payment Links & Checkout#

[NEW] Generate Payment Link and Generate Hosted Checkout endpoints are now available, allowing for standard and white-label payment collection.
[NEW] Added Get Payment Link Details endpoint with a unified view of link status and nested blockchain transaction history.
[NEW] Payment Link Webhook to receive real-time notifications about payment link status changes and detected blockchain transactions.

SEPA Transfers#

[NEW] First-party SEPA transfers for Partner treasury management have been added, including SEPA Deposit Info and Contact List management.

February 4, 2026#

Virtual Cards#

[SUSPENDED] Card-related functionalities, including card issuance, management, and 3DS webhooks, have been temporarily suspended until further notice. New card applications and management actions are currently unavailable.

November 24, 2025#

Orders#

[NEW] Payment order refunds have been added. Two new statuses have been added to the payment order details: PARTIALLY_COVERED_CANCELED and REFUNDED.

September 26, 2025#

Partner Operations#

[NEW] Create Wallet endpoint has been added. It allows for the generation of unique deposit addresses for supported cryptocurrencies.

Orders#

[NEW] Retrieve Order Rate and Create a Lock endpoint to lock an exchange rate for a given fiat amount and a chosen cryptocurrency.
[NEW] Create and Finalize an Order endpoint to execute a transaction using a previously created rate lock.
[NEW] Get Order Details endpoint to retrieve full, detailed information about a specific order.

Webhooks#

[NEW] Order Status Webhook to receive real-time notifications whenever the status of an order changes.

API Validation#

[FIX] The minimum character requirement for externalUserId has been reduced from 5 to 1 across all relevant endpoints to provide more flexibility.

September 19, 2025#

Error Handling#

[IMPROVED] We have performed a comprehensive refactor of our API error codes to improve clarity and consistency across all endpoints. For a complete list of all codes, please see the updated Error Handling section.

August 29, 2025#

User Accounts#

[BREAKING CHANGE] The user creation endpoints have been consolidated. The endpoint for non-KYC users (/user/balances/crypto) has been removed. All users must now be created using the single /user/balances/crypto-and-fiat endpoint.
[IMPROVED] Balances (wallets) are no longer generated upon user creation. Instead, they are generated automatically only after the user successfully passes the verification step.
[NEW] Introduced an extended balance service via the /user/balances/extended endpoint (authorized partners only).
[NEW] Proof of Address (POA) requirement is now exclusively linked to the extended balance service.
[REMOVED] All endpoints and documentation related to the non-KYC user model have been removed.

July 15, 2025#

Webhooks#

[NEW] Enhanced Card 3DS Code webhook with additional parameters: merchantName, amount, and currency.

June 25, 2025#

User Management#

[NEW] Suspend User and Unsuspend User endpoints to manage user access for compliance reasons.
[NEW] Added error code: suspend-user-impossible.

Virtual Cards#

[NEW] Added error code: user-suspended – Prevents card creation for suspended users.

June 11, 2025#

User Management#

[IMPROVED] The Create User endpoint now returns the poaRequired field.
[NEW] Add POA File endpoint for dedicated POA document uploads.

KYC Verification#

[NEW] Create KYC Verification, Redirect to Verification, and Get KYC Status endpoints added to support hosted verification flows.

Webhooks#

[NEW] Webhook notifications for POA and KYC verification status changes.

June 6, 2025#

User Management#

[NEW] The citizenship parameter is now required in the Create User Account endpoint.
[BREAKING CHANGE] Updating the user's country is no longer possible via the Update Existing User endpoint.
[NEW] Added error code: country-change-not-possible.

Virtual Cards#

[NEW] Card availability has been expanded to 27 EU countries.
[NEW] Added error code: forbidden-country-card – User's country does not support virtual cards.

🔔 Stay Updated#

Email Notifications: We send notifications about important changes and updates directly to your registered email address.
Documentation: Always check this page for the latest changes.
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