Partner API
  1. SEPA Transfers
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Balances & Transaction History
        • Get Balances
        • Get Transaction History
        • Create Wallet
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • Get SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Orders
        • Get Rates
        • Retrieve Order Rate and Create a Lock
        • Create and Finalize an Order
        • Get Order Details
      • Payment link & Checkout Link
        • Generate Payment Link
        • Generate Hosted Checkout
        • Get Payment Link Details
    • User Operations
      • Onboarding & KYC Flow
        • Create User Account
        • Method A: Add KYC File
        • Method B: Creating KYC Verification
        • Method B: Redirect to Verification
        • Method B: Get KYC Status
        • Add User Verification
        • Add POA File
      • Account Management
        • Update Existing User
        • Delete User
        • Suspend User
        • Unsuspend User
      • Balances & Transaction History
        • Get User Balances
        • Get User Transaction History
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
          GET
        • GET SEPA Deposit Contact List
          GET
        • Create a SEPA Transfer
          POST
        • Get SEPA Transfer Details
          GET
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Internal Transfers
        • Create a Transfer
        • Get Transfer Details
      • Virtual Cards
        • Create Virtual Card
        • Get All User Cards
        • Get Card Details
        • Update Card PIN
        • Block Card
        • Unblock Card
        • Get Card Limits
        • Update Card Limits
        • Delete Card
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
      • Transfers & Payments Webhooks
        • P2P Transfer Webhook
        • Partner SEPA Transfer Webhook
        • User SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. SEPA Transfers

Create a SEPA Transfer

Testing
Testing Env
https://partner-api-stage.p100.io
Testing Env
https://partner-api-stage.p100.io
POST
/v1/sepa-transfer
This endpoint initiates a SEPA withdrawal from the User balance to one of their verified personal IBANs.
Security: Withdrawals are strictly limited to APPROVED IBANs belonging to the user.
Beneficiary Data: The system automatically applies the Name and IBAN captured during the user's inbound deposit. You do not need to provide the recipient's name in the request body.
Asynchronous: The transfer is scheduled for processing once the request is accepted. You will receive a transferId to track the progress.

Request

Authorization
API Key
Add parameter in header
x-api-key
Example:
x-api-key: ********************
or
Body Params application/json

Examples

Responses

🟢201Success
application/json
Body

🟠400P403: Validation error
🟠404P412: User not exist
🟠401Access Denied
🟠400P500: Unknown exception
🟠400P501: Service temporarily unavailable
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://partner-api-stage.p100.io/v1/sepa-transfer' \
--header 'x-api-key: <api-key>' \
--header 'Content-Type: application/json' \
--data-raw '{
  "sourceExternalUserId": "75a1d530-3c12-44e8-a23a-0241b9e73c87",
  "currency": "eur",
  "amount": "4.51",
  "receiverFirstName": "John",
  "receiverLastName": "Brown",
  "receiverType": "NATURAL",
  "destinationIban": "PL06109027500000000148911547",
  "transferTitle": "Invoice #123"
}'
Response Response Example
201 - Success
{
    "transferId": "a6ccc5bb-c4e0-40e7-90f9-06c8945dafe3"
}
Previous
GET SEPA Deposit Contact List
Next
Get SEPA Transfer Details
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