Create a SEPA Transfer

This endpoint initiates a SEPA withdrawal from the account balance to a verified IBAN from your whitelist. Due to our Closed Loop policy, transfers to unverified third parties are not supported.

Transfer Logic (Closed Loop)

For compliance and security reasons, transfers are strictly restricted to the account holder's own bank account.

Automatic Beneficiary Data: You do not need to provide the receiver's name or type. The system automatically attaches the verified entity name (KYC/KYB data) associated with the account to ensure the transfer is processed correctly.

Requirements: You only need to provide the transaction details: amount, currency, destinationIban, and transferTitle.

Asynchronous Processing

Important

Business logic errors (such as insufficient funds) are not checked immediately.
The API validates the request format and queues it for processing. To verify the final status and check for rejection reasons, you must use the Get SEPA Transfer Details endpoint using the transferId returned by this call.

curl --location --request POST 'https://partner-api-stage.p100.io/v1/partner/sepa-transfer' \ --header 'x-api-key: <api-key>' \ --header 'Content-Type: application/json' \ --data-raw '{ "currency": "EUR", "amount": 1500.00, "destinationIban": "PL10105000997603123456789123", "transferTitle": "Liquidity withdrawal" }'

Create a SEPA Transfer

Transfer Logic (Closed Loop)

Asynchronous Processing

Request

Responses

Create a SEPA Transfer

Transfer Logic (Closed Loop)#

Asynchronous Processing#

Request

Responses

Transfer Logic (Closed Loop)

Asynchronous Processing